Monthly Scheme Plan

Brahmaani Nidhi Limited introduced one of the finest monthly income plan in Jaipur with the coverage of good monthly income interest rates. Due to the stable income of the salaried people, this scheme would not be of much benefit to them. It is best suited for the retired, senior citizens and for people without any income source.


Still thinking? When it comes to.

  • Fixed Rate Loans.
  • Adjustable Rate Loans
  • First Time Home Buyers Loans
  • Construction Loans
  • 100% Financing Programs Available
  • With Home Loan, You Can Apply For Furniture Loan

Loan Procedure

Simple procedure

Fill the form and direct apply on phone

Submit Documents

Submit all loan relavant documents

Guarantors needed

Provide guarantors documents

FD Calculator

PeriodRate of IntrestMaturity Amount
12 Months11.00%91.67/-
24 Months11.50%95.83/-
36 Months11.50%95.83/-
48 Months12.00%100/-
60 Months12.00%100/-

Terms & Conditions 

Brahmaani Nidhi Limited offers various fixed deposit plans to our enrolled members. Below are some terms & conditions if you too want to be a part:

  • The minimum amount accepted for deposit is Rs. 10000/- with additional amount in multiples of 10000.
  • The deposits made in the name of a minor may be operated upon or withdrawn by the person making the deposit and representing the minor as his/her guardian. In case of demise of such guardian, any other person claiming as guardian shall not be entitled to operate upon or withdraw the deposit unless permitted by the Board of Directors, which shall be at their discretion. Money paid to such guardians shall afford a complete discharge to the Fund for payment of the deposit and shall not be questioned by minor or by any one on his/her behalf.
  • The fixed deposit schemes shall be accepted for a minimum period of 6 months and a maximum period of 60 months.
  • Payment mode will be either in cash or cheque (payment up to Rs. 20,000/- to be accepted in cash)

Withdrawal before Maturity

The Company shall not return/pay back any deposit within a period of three months from the date of its acceptance.

On pre-maturity request by the depositor, after three months of the deposit, the depositor shall not be entitled to any interest up to the period of six months from the date of deposit. The interest payable for the remaining period after six months shall be payable by the ordinarily agreed/applicable rate of interest (i.e. rate of interest payable; which the Company would have ordinarily paid, had the deposit been accepted for the period from which such deposit had run) reduced by two percent.

In case of Pre-mature Payment of deposit, rupee value of the Gift, if any given to the depositor, shall be recovered along with interest@ 18 % Per annum (Monthly Compounded).

  • After the maturity date, payment on irregular accounts will be made after deducting the penalty amount; maximum to the limit of interest earned on such account. No deductions will be made on principle amount of such accounts.
  • Charge of Rs. 25 per 1000/- in case of default payment of installment.
  • TDS Deducted on interest as per provisions and Income Tax Act.
  • Best fixed deposit rates will be compounded on quarterly basis.
  • Irregular deposits are not entitled for pre-mature payment and loan facility against it.
  • At the time of maturity, the specimen signature of the member shall be tallied.
  • The company will repay the principal amount and interest to nominee, in case of death of depositor, at which it was accepted for the Fixed Deposit plan in Jaipur, India.