Loan against deposit

We make money deposits for our better future. Generally, we expect handsome returns from these deposits with a lesser lock in period. Have you ever thought something apart from this? What if you can also draw loan amount out of your deposits? Getting a loan approved is an arduous process with so many milestones. Sometimes, even the banks act as a hurdle. Brahmaani Nidhi Limited is a rule breaker, which intends to serve your dreams with the best possibilities.

We offer loan against deposit in Jaipur to all our registered members and propose them 60-80% of the deposited money. To ensure that the process runs smooth and fast, you need to submit few documents for the security and identity proof at the time of application of the loan.

Loan Against Deposit Services

Brahmaani Nidhi limited offers loans to our registered members with easy and attractive schemes. The loan features are given below –

  • Take loan against fixed deposit without any liquid deposit (cash).
  • Apply to loan anytime.
  • No pre-payment & no extra charges.
  • No tedious paper work.

Loan Procedure

Simple procedure

Fill the form and direct apply on phone

Submit Documents

Submit all loan relavant documents

Guarantors needed

Provide guarantors documents

  • Quick processing
  • Simple paper work
  • Lowest Interest
  • No thorough documentations required
  • Any identity proof card
  • Any residential proof card

Terms & Conditions 

  • Nidhi provides loans only to its members. So, before applying, you need to be a member first.
  • Loans to the members will be given against the securities of gold, silver and other jewelry.
  • Gold loan will range from ₹5000 to ₹10,00,000.
  • Rate of interest on loan against gold would be 16% to 19%.
  • Repayment period of such loan will not exceed one year in case of gold, silver, and jewelry.
  • The rate of interest will be calculated on reducing balance method.
  • In case of non-repayment of gold loan installment for 12 months, Vaibhav Nidhi India Ltd. shall have all the ownership right of that gold.
  • If the gold value is more than the loan remaining amount then after deducting the sale expenses and 6% penalty on remaining loan interest amount, remaining amount will be given to the loan holder.